Individual Therapy

All therapy sessions are conducted virtually to offer greater flexibility, comfort, and access to care. I use a secure, HIPAA-compliant telehealth platform to ensure that your personal health information is protected and your privacy is respected at all times.

Your confidentiality is a top priority, and I am committed to maintaining a safe, professional, and secure therapeutic space no matter where you are during your session.

To support your privacy, I encourage you to join sessions from a quiet, private space that is free from distractions and interruptions.

I am currently in-network with the following providers:

• Blue Cross Blue Shield of Michigan

• Aetna

• Cigna

• Optum

If you are planning to use insurance, I recommend calling your provider in advance to confirm your benefits. Ask questions such as:

• Do I have outpatient mental health benefits?

• What is my co-pay per session?

• Do I need to meet a deductible before coverage begins?

• Are virtual therapy sessions covered under my plan?

Please note: All client responsibility amounts—such as co-pays, deductibles, and co-insurance are collected at the time of service. While I am happy to guide you through the process, I cannot guarantee coverage or reimbursement, as insurance is a contract between you and your provider.

If I am not in-network with your insurance, I will bill my full session fee. I can provide a superbill (a detailed monthly receipt) that you may submit to your insurance provider for potential reimbursement.

Helpful questions to ask your provider include:

• Do you reimburse for out-of-network, outpatient mental health services?

• What percentage of the session fee is covered?

• Is there an out-of-network deductible I must meet?

You are responsible for verifying out-of-network coverage and reimbursement rates with your insurance provider.

I am committed to making therapy accessible to those who need it. A limited number of sliding scale spots are available for individuals and families experiencing financial hardship or facing systemic barriers to care. If cost is a concern, please feel free to bring it up during your consultation. We will explore options to make therapy more manageable. Your well-being is a priority, and you are welcome here.

In compliance with the No Surprises Act, you have the right to receive a Good Faith Estimate explaining the expected cost of therapy services. This will be provided during the intake process or upon request and outlines the projected cost of care over a 12-month period based on your goals and treatment needs.

Payment is due at the time of service. I accept all major credit cards, FSA/HSA cards, and secure electronic payments through the client portal.

I recommend and ask clients to contact their insurance company directly to confirm their therapy coverage,

I am happy to answer any additional questions you may have at hikmaandwellnessLLC@gmail.com